Investment Status at the Start of 2010

Now that the financial blogs have calmed down after their initial 2010 postings I thought I would chirp up with where my investments are at the beginning of 2010. My investments lie in two main containers, a ‘Self Invested Pension Plan’ (SIPP) and a ‘Stocks & Shares ISA’. For those outside the UK the stocks and shares ISA is a tax free lump sum that the UK government allows you to have in both cash and stocks per year.

Analysing both of these investments the assets are located in the following ways:

Asset Allocation Q1 2010

This chart shows the aggressive nature of my current portfolio, I am currently happy to take higher risks for potentially higher returns. At the moment, my strategy is to adjust this every 5 years to increase the proportion of cash/bonds & guilts. These two categories can be further split down into the following fund sector allocations:

Fund Sector Allocation Q1 2010

A lot of my portfolio is allocated to specialist sectors; including agriculture and Indian and Russian funds. Whist this is potentially a dangerous balance these three funds alone are currently providing me over £3000 of profit. Hopefully in the coming months I am going to add an emerging markets fund to this portfolio to increase the specialist allocation. The bond allocations provide a more secure income providing some diversification to the overall portfolio. Drilling down into these asset allocations we can see in the following chart even clearer how they are distributed:

X-ray Asset Allocation Q1 2010

They are distributed globally as follows:

Global Distribution Q1 2010

In 2010 I am going to try and increase my contributions in ‘emerging asia’. I am also going to invest heavily in oil & gas production in New Zealand due to some personal beliefs in this area.

Drilling down into which sectors are involved the following bar chart shows where my money is allocated:

Sector Share Q1 2010

Heatlh care, technology and oil & gas will be my main investments this year. Oil and gas due to it’s up and coming rebound and through the recent lack of exploration, this should take off towards Q3/Q4 of 2010. Technology as I think this year will be a big year of 3D TVs, Blu-Ray and new computing devices ad screens combined with a recovering economy this sector should drive well this year. Health care I believe is always a good investor, when a bio-technology firm strikes big they strike very big so some good choices in this sector could really help my portfolio.

So, this is a brief over view. I will update monthly with how it is doing and half yearly with the asset allocations. What do you think? How does this differ to your portfolio’s? What would you recommend I change if anything?

• Goals & Debt

• Outstanding Debts & How Much is Payed
  
  Total Student Debt: £17,836.70
  £1700
  
  
  
  Net Worth Goal: £1,000,000
  £36,579.08