1. My original plans were to make as much money as possible so I could retire as early as possible – this typically means my work/life balance is work/work.
2. I realised, or more accurately confirmed I don’t like working for a big corporation…. or working for anyone but myself for that matter.
3. I no longer want to move anywhere in the world at a moments notice for an undefined amount of time and have a company tell me so.
4. In a big company your only as good as your last job.

1. Build up a second income stream alongside my main job. This will probably mean this and my other blog will get a lot of my attention to help drive traffic and advertising to build up income.
2. Consider buying a small house. I’m not sure about this one at all. It would essentially rob me of all my cash, however, a mortgage is likely to save me £200-£300 a month on my current rent and the cash isn’t lost…. I will see it again when I sell it or rent the house out.
3. Finish my outstanding PhD.
4. Keep my financial goals set on being a millionaire by being frugal, saving, living with less and hopefully winning the lottery
5. Get all my possessions together from the two locations they are in and sell sell sell. To make money out of my goods but to also eliminate all the clutter.
6. Clear out all my massive online storage and disk systems of all the crap I have accumulated over the years.
7. When I have days off (Weekends etc) I actually need to do something/go and see things instead of sitting in. I think I will invest in some walking books and a rucksack and start to go walking when the snow has disappeared. Or get back into mountain biking.
8. Consider riding into work some days on a bike to get exercise and to reduce fuel costs.
9. Take up running to reduce my stress levels.
10. Try and live more frugally and track my spending more carefully as I started in the last month of December. More on this to follow in my next post.

As you can see there are quite a few things I am looking at doing. Hopefully these will all help me meet my goals of being free at 45

I’ll be starting the posts of all the steps I am taking on the way, whether its money saving, money making or budgeting.

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I have been an iPhone user since it was first launched in the UK. One of the nice features that came in a January software update was the ability to save an icon on your home screen that relates directly to a website. This allowed you to easily launch and few a site with one push of your finger. 

A couple of weeks ago I had an icon made by Arron Hirst from RazorianFly. Arron is responsible for most of the graphics you see on my sites, mainly the icons, banners and post banners. I hope he continues to provide me with these excellent graphics for shameless plugs on my sites

Arron will soon be starting up his own graphics design business which I hope will continue to provide Free at 45 with great, simple and clean graphics. Who knows, if the site becomes popular I may even be able to pay him, but that wouldn’t be frugal, or help me retire at 45

To place the Free at 45 webclip icon on your desktop you need to follow the steps below:

1. Navigate to Freeat45.com with mobile Safari.
2. Hit the plus button on mobile Safari.
3. Select ‘Add to Home Screen‘.

The site will detail how I have done it, as well as providing you with information, tips and reviews that you can use to help you in your financial goals no matter what they are.

I’ll say goodbye for now but please subscribe to this blog, I promise you won’t regret it